Insurance · Medicaid · Medicare · Self-Pay
Insurance and Payment Options
Pandora Family Medicine accepts most major insurance plans, Medicare, and Maryland Medicaid. We also welcome self-pay patients with transparent, accessible pricing. You should never have to guess what a visit will cost.
At a glance
- Medicare and Medicaid welcome
- Most major insurance plans accepted
- Self-pay: $200 initial / $150 follow-up
- Prior authorization help for weight loss meds
- No hidden fees or surprise charges
Insurance We Accept
Pandora Family Medicine is in-network with the following insurance plans. If your plan is not listed below, call us at 301-200-0960 and we can check for you.
Medicare and Medicaid patients are welcome here. Access to quality primary care should not depend on which insurance card you carry. If you have government insurance and have struggled to find a practice that accepts it, this is the right place.
Cash Pay and Self-Pay Options
If you do not have insurance or prefer to pay out of pocket, our self-pay rates are straightforward. There are no hidden fees and no surprise charges after your visit.
These are visit fees only. Medication costs are separate and depend on the prescription and your pharmacy. For some patients, paying out of pocket is genuinely simpler than navigating insurance. That is a completely valid choice, and we support it.
Self-pay patients receive the same care, the same time with Dr. Gougian, and the same follow-up support as insured patients. The only difference is how you pay. We accept cash, check, and all major credit cards.
For immigration medical exam pricing, including vaccination and lab costs, see our .
Weight Loss Medication Coverage and Prior Authorization
Many insurance plans now cover GLP-1 medications like Wegovy and Zepbound for weight management, but most require prior authorization before they will pay. That process can feel like a lot of paperwork. We handle it for you.
Dr. Gougian and our team submit the clinical documentation, follow up with your insurance company, and manage appeals if a first request is denied. You should not have to become an expert in insurance policy to get the medication your doctor prescribed.
If your insurance denies coverage, we do not leave you without options. Dr. Gougian can appeal the decision, and in many cases a peer-to-peer review with the insurance company resolves the issue. If coverage is ultimately not available, the self-pay option described above means you can still get the medication your doctor recommends.
For a detailed look at how prior authorization works and what happens at each step, visit our prior authorization page.
Questions About Your Coverage?
If you are unsure whether we accept your plan, or you want to know what a specific visit will cost, call us at 301-200-0960 before you book. We are happy to check your benefits and give you a clear answer. You can also email us at office@pandoramedicine.com.